JCPenney is a store card that offers exclusive discounts and rewards for JCPenney shoppers. With this card , cardholders can shop all their favorite brands and styles .
Benefits of JCPenney credit card
Cardholders can earn each point for every dollar they spent, get special / interest free financing offers and enjoy a birthday gift and other perks.
Online access
JCPenney credit card login users can also manage their account online, pay their bills, check the balance and update their information. jcpenney credit card login and register easily at
If the cardholder forgot their username and password, they can easily access it with their account number and Zip code.
JCPenney credit card services
jcpenney login bill pay through online, mail, phone. To pay the bills , cardholders can call 1(800) 527-4403 and provide their account number or mail the money order at JCPenney , P.O.BOX 960090 , Orlando , FL 32896-0090 or through the Synchrony bank mobile app or at JCPenney payment site .
Consequences of late fees and avoid it
Late fees are charged on JCPenney credit card of $29 which can increase to $40 if the payment is late for six months. To avoid late fees, cardholders make payment on time or 24 days after the due date , enroll in autopay, sign up for a paperless statement , and request for a waiver free if necessary.
FAQs :-
How do Cardholders pay their JCP bill with phone ?
Cardholders have to call at 1(800) 527-4403 and customer service representatives will help to make a payment using debit card or credit card.
What is the minimum credit card score for a JCPenney card ?
The JCPenney credit card requires a credit score of 640 or higher to get approved. Cardholders can check their credit score for free on sites like Credit Karma, if their credit score is lower than 640 , they may have slight chances to get approved.
Does JCPenney login bill payment with a debit card ?
Yes ,Cardholders can pay their bills with a debit card, Visa discover Card or Mastercard.
Which bank owns a JCPenney credit card?
JCPenney credit card is issued by Synchrony bank, a leading private label credit card provider that can be used at specific retailers or group of retailers . Synchrony bank also issued credit cards to Amazon, Gap, Sam`s club .
Does JCPenney do a hard pull?
JCPenney credit card can do a hard pull on the credit report when the cardholders apply for the card. A hand pull can slightly lower the credit card score, but it is not a major factor. The benefit of having a JCPenney credit card outweighs the negative impact of a hard pull.
Conclusion
A JCPenney credit card is a great option for anyone who loves shopping at JCPenney. It offers cardholders to save their money and enjoy their purchase. To read more you can visit accountiod website
